Which insurances do I need as an offshore contractor?

Every business is different, and so in order to determine the products you need , you should assess the risks you face as a limited company contractor operating offshore in the energy sector. You may also wish to consider the following when choosing your offshore contractor insurance: Your end client or agency may expect a particular level of indemnity from your cover, so you should check any contractual requirements. If you are not the sole employee of your business, even if you simply hire a spouse to do the books, you may be legally obliged to hold employers liability insurance. The majority of offshore contractors purchase Public and Employers Liability insurance. Other popular policies for the industry include Contractor's All Risk, Personal Accident, Professional Indemnity, Tax Insurance, and Contractor Sickness Cover. Click here to see why 57% of Personal Accident policyholders work in the energy sector .

Offshore Contractor Insurance

Insurance for onshore and offshore energy contractors

Qdos provide a range of insurance products for contractors in the energy sector, whether working on an oil rig or offshore wind platform/substation, including rope access work. We have negotiated extremely competitive rates with insurers, including no inflated rates for working offshore in comparison to onshore, and are confident our premiums are among the lowest in the market for offshore contractor insurance.

As part of our service, you can request a call back at a time that suits your schedule. Our team are on hand to provide you with support via phone, email or online chat so you can get cover sorted quickly, wherever you are.

Popular policies for energy contractors

Public Liability Insurance

Protect your business against allegations of third party injury & property damage

From £4.58 per month
Provides £1m to £10m cover
Optional Employers Liability

Personal Accident Insurance

Protect your income in the event of an accident

From £4.68 per month
Covers up to £50k
Plus £50 per day hospital benefit

Professional Indemnity Insurance

Protect your business against allegations of negligence

From £13.50 per month
Provides £100k to £5m cover
Most trades include Retroactive Cover

Featured policy

Income Protection Insurance

Protect your income in the event of long-term illness or injury

From £26.31 per month
Monthly benefits from £1k to £5k
Plus £25k lump sum in the event of death

Rope access contractors waving from offshore wind turbine

We protect the risk-takers

All of our policies can be purchased online or over the phone on 0116 269 0999 within a couple of minutes.

Your documentation is emailed to you instantly, so you can forward it on to your agency or client straight away, perfect for when you need documentation at a moment's notice.

For a fast and easy quote, simply select ‘Energy Sector Contractors (Offshore/Site)’ as your trade on the quote engine below or search for your specific occupation such as wind turbine technician or roustabout.

Please note that manual workers will need to progress to the 'Policies setup' step for an accurate quote.

Our dedicated account managers are here to help

Our award-winning customer service structure means every single customer is assigned their very own account manager to handle renewals and any queries. No long call queues and no being passed from pillar to post. Speak to the same person every time and get the support you need when you need it.

Fast and easy cover, wherever you are Get cover online or over the phone in minutes, with documents issued immediately
Competitive premiums that rarely change We haven’t changed our Public Liability premiums since 2017
Say hello to your dedicated account manager Insurance is confusing enough without being passed around a call centre
Straightforward Monthly Payment Schedules Pay annually or make use of our straightforward monthly payment schedules

Good to know Over 18,000 energy sector contractors have trusted Qdos to protect them with business insurance

Frequently Asked Questions

Every business is different, and so in order to determine the products you need, you should assess the risks you face as a limited company contractor operating offshore in the energy sector. You may also wish to consider the following when choosing your offshore contractor insurance:

Your end client or agency may expect a particular level of indemnity from your cover, so you should check any contractual requirements.
If you are not the sole employee of your business, even if you simply hire a spouse to do the books, you may be legally obliged to hold employers liability insurance.

The majority of offshore contractors purchase Public and Employers Liability insurance. Other popular policies for the industry include Contractor's All Risk, Personal Accident, Professional Indemnity, Tax Insurance, and Contractor Sickness Cover. Click here to see why 57% of Personal Accident policyholders work in the energy sector.

If you are working both onshore and offshore in the energy sector, please select the Offshore/Site option as this will cover you for both areas.

If, however, your trade is only partially involved with the energy sector e.g., an electrical contractor working both on oil rigs and as a domestic electrician, it is best to contact the customer service team with a description of your services, so we can ensure you are adequately covered.

We provide a selection of example trades in the quote process however our cover is not exclusive to these options. Please select 'Other' in the secondary list and proceed should none apply to you.

If you are operating offshore in the energy sector and can successfully complete the application, your policy will cover you (subject to the terms and conditions of the policy wording).

Should your application refer, simply complete the registration process or contact a member of the customer service team. It is likely we require some further information of the nature of your business to assess your application - the more information you can provide, the better our customer service agents can assist you.

Options readily available via the quote engine include:

Project Managers
Designers
Electricians
NDT/Inspectors
RF Testers
Rope Access Technicians
Riggers
Well Supervisors
Roustabouts
Roughnecks
Derrickmen
Drillers
Toolpushers
Production Operators
Blade Technicians (wind energy)

Why Qdos?

Self-employment is our everything. In fact, we’ve been specialists in the industry since 1988.

We’re business insurance and employment status enthusiasts. We get a kick out of simplifying the complex world of compliance so you don’t have to.

Feefo Platinum Trusted Service Award 2026

Read about what makes us special

All of our policies include the following as standard:

A dedicated Account Manager

We'll never pass you around a call centre

Online account for 24/7 access

Manage your policies at a time that suits you

Price Match Promise

If you find an equivalent policy elsewhere, we promise to match the price

Rewards when you refer a friend

Get £30 and give £20 to your friend (in Amazon vouchers)

Have a question?

Ask away! One of our team will get back to you

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Get in touch

Call our team on 0116 269 0999 or we can call you back at a time that suits you!

Award-winning energy sector insurance