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Professional Indemnity Insurance protects you if a client claims your work caused them financial loss. Whether it’s a coding error, a missed deadline, or a design flaw that affects their business, this cover steps in if the issue is alleged to stem from your negligence. It helps cover legal fees, as well as any compensation you may be required to pay.
Public Liability Insurance protects you if a third party, such as a client or member of the public, is injured, or their property is damaged by you whilst providing your services. For example, if a client’s equipment is damaged during a meeting or a member of the public is injured while you're working in a shared space, this insurance covers any legal costs or compensation claims.
Legal Protection Insurance covers the legal costs you may face if you're involved in certain legal disputes. This includes support with contract issues such as restrictive covenants, assistance in pursuing unpaid debts, and even compensation for lost income if you're called for jury service.
Protect your business against allegations of negligence
Protect your business against allegations of third party injury & property damage
Protect your business against the risk of various legal disputes
The cost of your insurance depends on factors like the type of work you do, your annual turnover, and the level of cover you need - every business is different. You’re in control of your policy, so you’ll only pay for the cover that’s right for you. Plus, with our price-match guarantee, if you find an equivalent policy cheaper elsewhere, we’ll do our best to match it. And for most trades, our premiums stay the same for turnovers up to £250,000 per year.
If you're a self-employed web designer, having your own insurance is highly recommended. It protects you in case of accidental damage, injuries, or even legal claims. Plus, it gives clients peace of mind, knowing they’re working with a responsible, professional service provider. So, while it's not always legally required, it's a smart investment that can safeguard both your finances and your reputation.
We’re trusted by over 100,000 small businesses just like yours, with a dedicated, UK-based team that’s always just a phone call away. Our customers have left over 5,000 independent reviews, earning us an outstanding Feefo rating of 4.8 out of 5. We make sure you only pay for the insurance you actually need, and we’ve kept our public liability premiums the same since 2017.
The amount of Professional Indemnity insurance you need depends on the nature of your work, the size of your projects, and client requirements. Some clients may specify a minimum level of cover in their contracts. Qdos’ Professional Indemnity Insurance offers limits of £1 million, £2 million, and £5 million for most business activities.
Yes, if your business structure changes, you'll need to cancel your current policy and set up a new one that properly covers your limited company. Give us a call at 0116 269 0999, and our team will take care of it for you.
No problem! Our policies include overseas coverage as standard, except for the US and Canada. However, before you get started, it’s best to check in with us so we can ensure that all the coverage you need is in place.
If you split your time between offshore and domestic work, we can cover you with a dual-trade insurance policy. Give our team a call at 0116 269 0999, and we’ll make sure you have the right protection in place.
Ask away! One of our team will get back to you